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annuity, a portion of the premium for continued coverage under the insurance program covering <br />this bargaining unit, for up to three (3) consecutive years beginning with the employee's <br />retirement from the City, or until the employee is eligible for Medicare, whichever occurs sooner, <br />as follows: <br />a. With 25 or more years of service to the City of Pequot Lakes - premium contribution in <br />an amount equal to the monthly premium contribution made by the City on behalf of <br />active employees under this bargaining unit's policy. <br />b. With 15 to 25 years of service to the City of Pequot Lakes - fifty percent (50%) of the <br />amount of monthly premium contribution made by the City on behalf of active <br />employees under this bargaining unit's policy. <br />Section 13.4 shall not apply to employees hired after January 1, 2013. <br />13.5 Claims Against Employer. It is understood that the Employer's only obligation is to provide and <br />make available to employees an insurance policy and to pay such amounts as set forth herein, and <br />no claims shall be made against the Employer as a result of a denial of insurance benefits by an <br />insurance carrier. <br />13.6 Life Insurance. The Employer shall provide and pay the premium for a $15,000 life insurance <br />policy for each employee. <br />13.7 Worker's Compensation. If an employee is disabled from working due to an injury sustained for <br />which the employee is receiving workers' compensation benefits under the Employer's workers' <br />compensation insurance plan, the employee may continue to be covered under the Employer's <br />group health insurance under the same conditions and at the same level of Employer contribution <br />as would be provided if the employee was in active service, for a period of up to six (6),months. <br />ARTICLE 14 <br />GENERAL LEAVES <br />14.1 Employment Notification; Any employee leaving the municipal service in good standing and <br />upon completion of the probationary period, after giving at least fourteen (14) working days <br />advance notice to the Employer, shall be compensated. for vacation, compensatory time, personal <br />leave, sick leave accrued and unused to the date of separation. Failure to comply with this <br />procedure may be considered cause for denying the employee future employment by the City and <br />the employee shall be deemed to have left in bad standing. <br />14.2 Absence Without Leave; Any employee absents from scheduled duty that is not reported to and <br />authorized by the Employer shall be deemed an absence without leave. An employee absent <br />without leave will be subject to disciplinary action. An employee absents without leave for two <br />(2) consecutive days shall be deemed to have resigned employment. The Employer may grant <br />approval for the leave subsequent to the unauthorized absence, if the Employer determines the <br />circumstances surrounding the absence warrant such action. <br />14 <br />