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8. Effect of Acts Not Within Association's Control.All policies of insurance maintained by the <br /> Associafion shall provide that the coverage shall not be avoided by or condifioned upon(i) <br /> any act or omission of an Owner or Eligible Mortgagee, unless acting within the scope of <br /> authority on behalf of the Association,or(ii)any failure of the Associafion to comply with <br /> any warranty or condifion regarding any portion of the Property over which the <br /> Association has no control. <br /> 9. Owner's Personal Insurance. Each Owner may obtain additional personal insurance <br /> coverage at his or her own expense covering fire and other casualty to the Unit,personal <br /> property or personal liability.All insurance policies maintained by Owners shall provide <br /> that they are without contribution as against the insurance purchased by the Associafion. <br /> SECTION 12 <br /> RECONSTRUCTION CONDEMNATION <br /> AND EMINENT DOMAIN <br /> 1. Reconstruction.The obligafions and procedures for the repair, reconstruction or disposifion <br /> of the Property following damage to or destruction thereof shall be governed by the Act. <br /> Any repair or reconstruction shall be substantially in accordance the plans and specifications <br /> of the Property as initially constructed and subsequently improved upon. Notice of <br /> substantial damage or destruciion shall be given pursuant to Section 18.9. <br /> 2. Condemnation and Eminent Domain. In the event of a taking of any part of the Property by <br /> condemnafion or eminent domain,the provisions of the Act shall govern;provided that <br /> notice shall be given pursuant to Section 18.9. Eligible Mortgagees shall be entitled to <br /> priority for condemnation awards in accordance with the priorities established by the Act <br /> and the Governed Documents,as their interests may appear. <br /> 3. Nofice.All Eligible Mortagees shall be entitled to receive notice of any condemnafion <br /> proceedings or substanfial destruction of the Properly,and the Associafion shall give <br /> written notice thereof to an Eligible Mortgagee pursuant to Secfion 18.9. <br /> SECTION 13 <br /> EASEMENTS <br /> 13.1 Easement for Encroachments. Each Unit and the Common Elements,and the rights o f the <br /> Owners and Occupants therein,shall be subject to an exclusive easement for encroachments in <br /> 20 <br />