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ARTICLE IV. PROPERTY RIGHTS IN THE COMMON AREA <br /> Section 1. Easements in Favor of All Owners <br /> Section 2. Extent of Members Easements <br /> Section 3. Taxes and Municipal Special Assessments on Common Areas <br /> ARTICLE V. ASSESSMENTS <br /> Section 1. Creation of Assessment Lien and Personal Obligation For Assessments <br /> Section 2. Purpose of Assessments <br /> Section 3. Basis of Annual General Assessments; <br /> Maximum Annual General Assessments <br /> Section 4. Special Assessments for Capital Improvements <br /> Section 5. Notice and Quorum for any Actiop f thonzed under Section 3-4 <br /> Section 6. Commencement of Assessmen <br /> Section 7. Duties of the Board of DireCtQts <br /> Section 8. Effect of Non-Payment of*�sessment;Ries of Association <br /> Section 9. Subordination of Lien to Mortgages <br /> Section 10. Exempt Property <br /> ARTICLE VI. EASEMENTS <br /> Section 1. Utility Maintenat <br /> Section 2. Encro ,: nts <br /> ARTICLE VII. URAN <br /> Section 1. Liabi surance <br /> Section 2. n ance on Insurable Common Area <br /> Section 3. Casfty Insurance on Units <br /> Section 4. lain trance of Insurance By Owners of Units <br /> Section 5. Replment or Repair of Common Area <br /> Section 6. Rir or Replacement of Unit; Association as Insurance Trustee <br /> Section 7. Waiver of Subrogation <br /> Section 8. Annual Review of Policies <br /> ARTICLE VIII. ARCHITECTURAL AND EXTERIOR CONTROLS <br /> Section 1. Architectural Control Committee <br /> ARTICLE IX. BUILDING AND USE RESTRICTIONS <br /> Section 1. Unit Use <br /> Section 2. Nuisances <br /> Section 3. Livestock and Poultry <br /> Section 4. Garbage and Refuse Disposal <br /> 2 <br />