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SCHEDULE B
<br /> (Continued)
<br /> SCHEDULE B, PART II
<br /> Exceptions
<br /> THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR
<br /> LIMITATION CONTAINED IN ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT
<br /> THAT THE SPECIFIC COVENANT, CONDITION, RESTRICTION, OR LIMITATION VIOLATES STATE OR
<br /> FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL ORIENTATION, GENDER IDENTITY,
<br /> HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN.
<br /> The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement
<br /> identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the
<br /> Company:
<br /> 1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public
<br /> Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all
<br /> of the Schedule B, Part I-Requirements are met.
<br /> 2. The effect on the Title of an encumbrance,violation,variation,adverse circumstance, boundary line
<br /> overlap,or encroachment(including an encroachment of an improvement across the boundary lines of the
<br /> Land), but only if the encumbrance,violation,variation, adverse circumstance, boundary line overlap, or
<br /> encroachment would have been disclosed by an accurate and complete land title survey of the Land.
<br /> 3. Rights or claims of parties in possession not shown by the Public Records.
<br /> 4. Easements,or claims of easement, not shown by the Public Records.
<br /> 5. Any lien,or right to a lien,for services, labor, or material heretofore or hereafter furnished, imposed by law
<br /> and not shown by the Public Records.
<br /> 6. Taxes or special assessments which are not shown as existing liens by the public records.
<br /> 7. No coverage is provided for unpaid utility,water, or sewer services or fees for tree,weeds,grass and
<br /> snow or garbage removal.
<br /> 8. All assessments and taxes due and payable in 2023, and thereafter.
<br /> 9. Real estate taxes for the year 2023 in the amount of$1,130.00, are Half paid, base tax$1,130.00, no
<br /> delinquent taxes, Non-Homestead tax status, parcel identification no.29150543.
<br /> 10. Purchase Money Mortgage executed by Tyler E. Gardner, a married person and Nicholas W R Makowsky,
<br /> a married person, in favor of First National Bank North, dated October 31,2022, recorded November 1,
<br /> 2022,as Document No. 978124 in the original principal amount of$128,000.00.
<br /> This page is only a part of a 2016 ALTA®Commitment for Title Insurance issued by Stewart Title Guaranty Company. This Commitment is
<br /> not valid without the Notice;the Commitment to Issue Policy;the Commitment Conditions;Schedule A;Schedule B, Part I-Requirements;
<br /> and Schedule B,Part II-Exceptions;and a counter-signature by the Company or its issuing agent that may be in electronic form.
<br /> Copyright 2006-2016 American Land Title Association. All rights reserved. AMERICAN
<br /> LAND TITLE
<br /> The use of this Form(or any derivative thereof)is restricted to ALTA licensees and ALTA members in good standing as of ASSOCIATION
<br /> the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.
<br /> ALTA Commitment for Title Insurance(08-01-16) NB230366
<br /> Schedule B
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