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City of Pequot Lakes,Minnesota <br /> $175,000 Proposed for MICRO Loan <br /> General Obligation Equipment Certificate,2022A PRELIMINARY <br /> Uses of Funds Bond Details <br /> Purchase Snow Plow Truck 170,859.00 Review Bonding/Financing Proposal/Authorize Application 1/4/2022 <br /> Other - Award Bond 2/1/2022 <br /> Other - Dated Date 2/15/2022 <br /> - Closing Date 2/15/2022 <br /> Total Project Costs 170,859.00 1st Interest Payment 8/1/2022 <br /> Underwriter's Discount Allowance - Proceeds spent by. 12/31/2022 <br /> Unused Underwriter's Discount Allowance - Purchase Price 175,000.00 <br /> MRWA Application Fee 5,050.00 Net Interest Cost 19,324.67 <br /> Bond Counsel - Net Effective Rate 2.4000% <br /> Pay Agent Setup - Average Coupon 2.400% <br /> Printing/Miscellaneous - Average Life 4.6011 <br /> Rating Agency Fee - Yield <br /> Abatement Fee - Call Option TBD <br /> Capitalized Interest - Purchaser TBD <br /> Rounding - Bond Counsel Taft Law Firm <br /> 175,909.00 Pay Agent City Clerk <br /> Continuing Disclosure Audits upon request <br /> Sources of Funds Tax Status Tax Exempt,Bank Qualified <br /> Bond Issue 175,000.00 Authority 412.301 and 475 <br /> Bond Premium - <br /> City Contribution 909.00 <br /> Other - <br /> Construction Fund Earnings(excess proceeds) - <br /> 175,909.00 <br /> Payment Schedule&Cashflow <br /> Payment Schedule Revenues Account Balances <br /> 12-Month Payment TOTAL Collection Tax Revs for Surplus Account <br /> Period ending Principal Rate Interest Total PLUS 5% Year Levy coverage (deficit) Balance <br /> 2/15/2022 Unused Discount&accrued interest> - <br /> 2/1/2023 20,000 2.400% 4,037 24,037 25,239 2022 24,037 1,202 - - <br /> 2/1/2024 20,000 2.400% 3,720 23,720 24,906 2023 23,720 1,186 - - <br /> 2/1/2025 21,000 2.400% 3,240 24,240 25,452 2024 24,240 1,212 - - <br /> 2/1/2026 22,000 2.400% 2,736 24,736 25,973 2025 24,736 1,237 - - <br /> 2/1/2027 22,000 2.400% 2,208 24,208 25,418 2026 24,208 1,210 - - <br /> 2/1/2028 23,000 2.400% 1,680 24,680 25,914 2027 24,680 1,234 - - <br /> 2/1/2029 23,000 2.400% 1,128 24,128 25,334 2028 24,128 1,206 - - <br /> 2/1/2030 24,000 2.400% 576 24,576 25,805 2029 24,576 1,229 - - <br /> 175,000 19,325 194,325 204,041 194,325 9,716 - <br /> David Drown Associates,Inc. <br />