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maintenance to the Units of Dwellings,or maintenance of water and septic systems within <br /> the Units. <br /> 3. Maintenance by Owner. Except for the exterior maintenance required to be provided by <br /> the Association under Section 9.1 or 9.2,all maintenance of the Dwellings and Units shall be <br /> the sole responsibility and expense of the Owners thereof. The Owners and Occupants shall <br /> have a duty to promptly notify the Association of defects in or dame to those parts of the <br /> Properly which the Association is obligated to maintain. The Association may also <br /> undertake any exterior maintenance which the responsible Owner fails to or improperly <br /> performs and assess the Unit and the Owner for the cost thereof. <br /> 4. Damage Caused 6y Owner. Notwithstanding any provision to the contrary in this Section,if, <br /> in the judgment of the Association,the need for maintenance of any part of the Property is <br /> caused by the willful or negligent act or omission of an Owner or Occupant,or their guests, <br /> or by a condition in a Unit which the Owner or Occupant has willfully or negligently allowed <br /> to exist,the Association may cause such damage or condifion to be repaired or corrected <br /> (and enter upon an Unit to do so,and the cost thereof may be assessed against the Unit of <br /> the Owner responsible for the damage. In the case of party walls between Dwellings,the <br /> Owners of the affected Dwellings shall be liable as provided in Section 10. <br /> SECTION 10 <br /> PARTY WALLS <br /> 1. General Rules of Law to Annlv. To the extent not inconsistent with the provisions of this <br /> Section,the general rules of law regarding party walls and liability for property damage <br /> due to negligent or willful acts or omissions shall apply thereto. The plans do not <br /> contemplate the construction of any party walls. <br /> SECTION 11 <br /> INSURANCE � <br /> 1. Required Coverege. The Associafion shall obtain and maintain,at a minimum a master �, <br /> policy or policies of insurance in accordance with the insurance requirements set forth in <br /> the Act and the additional requirements set forth herein, issued by a reputable insurance i <br /> company or companies authorized to do business in the State of Minnesota,as follows: <br /> � <br /> 17 <br />