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07.01 - Request to Increase Benefit Level
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04-05-2011 Council Meeting
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07.01 - Request to Increase Benefit Level
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\..- <br />� <br />IDustration <br />The city council of Frostbite Lake knows that the city is statutorily responsible for ensuring <br />that the pension fund is able to pay retiring firefighters at the benefit level the council had <br />last approved. They also know that the size of a required contribution is affected by a <br />number of factors besides beneft levels including, but not limited to, the number and <br />timing of firefighter retirements, administrative costs, and the investment performance of <br />the fund. <br />When the financial markets fell in the fall of 2008, the Frostbite Lake city council wanted <br />to determine the impact this might have on their required contribution for 2010. The <br />volunteer firefighters of Frostbite Lake have a lump sum pension plan. In 2008, the relief <br />association's special fund had a surplus (its assets were greater than its accrued liability), <br />but the city was still required to make a contribution since the projected revenues were not <br />enough to offset the expected expenses. When the special fund's assets decreased in 2009, <br />the association quickly found itself in a deficit situation, which affected the city's <br />contributions, as the chart below indicates. <br />Required Municipal Contributions for Frostbite Lake <br />Projected Assets <br />Accrued Liability <br />Surplus or (Deficit) <br />Normal Cost <br />Projected Administrative Expense <br />Deficit Amortization Payment <br />Credit for Surplus <br />State Fire Aid <br />Member Dues <br />Interest Assumption <br />2009 <br />606,114 <br />561,416 <br />44,698 <br />48,060 <br />11,382 <br />0 <br />4,470 <br />19,940 <br />0 <br />30,306 <br />� � Required Contribution_ 4,726 <br />Year <br />2010 2011 <br />448,946 526,673 <br />609,476 659,768 <br />(160,530) <br />50,292 <br />11,382 <br />16,053 <br />0 <br />19,940 <br />0 <br />22,447 <br />(133,095) <br />52,596 <br />11,382 <br />16,053 <br />0 <br />19,940 <br />0 <br />26,334 <br />757 <br />
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