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05-19-2009 EDC Meeting
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05-19-2009 EDC Meeting
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Project Financing Sample <br /> Financial Assistance and Terms Available: <br /> Commercial Rehabilitation — Maximum, per building amount, of SCDP assistance <br /> is $40,000 <br /> Terms <br /> 1/3 of funds, 3% interest, 15 years <br /> 1/3 of funds, 0% interest, 10 years deferred — loan, forgiven options <br /> 1/3 Owner Debt/Equity <br /> Owner Occupied & Rental Rehabilitation — Maximum, per building amount, of <br /> SCDP assistance is $200,000 (Single Family Unit - $25,000, and 2 + units - <br /> $12,500 per unit) <br /> Terms <br /> % of funds, 3% interest, 15 years <br /> 1/2 of funds, 0% interest, 10 years deferred — loan, forgiven options <br /> Project Examples: <br /> Commercial Rehab (1 Unit, $100,000 Total Project Cost) <br /> SCDP Eligible $ 40,000 <br /> 1/3 $20,000, 3% interest, 15 years <br /> 1/3 $20,000, 0% interest, 10 years deferred <br /> 1/3 + Owner Debt/Equity $ 60,000 <br /> Total $100,000 <br /> Rental Rehab (2 units, $50,000 Total Project Cost) <br /> SCDP Eligible $ 25,000 <br /> 1/2 $12,500, 3% interest, 15 years <br /> '/ $12,500, 0% interest, 10 years deferred <br /> + Owner Debt/Equity $ 25,000 <br /> Total $ 50,000 <br /> Project Timeline <br /> 1. June 16, 2009— Update PL EDC <br /> 2. June 2009 —Advertise public meeting regarding potential SCDP <br /> 3. July 2009 — Public Meeting to determine: <br /> a. Interest in Participation <br /> b. Target Areas <br /> 4. July to September 2009 — Prepare Pre-Application <br /> 5. August 2009 — City Council Hold Public Hearing on Application <br /> 6. September 2009 — Pre-Application is Due <br />
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