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04-20-10 EDC Meeting
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04-20-10 EDC Meeting
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■., Page 2 <br /> Economic Development Prospect(Entrepreneurial,Existing Business,Attraction) <br /> 1. The Project and Opportunity <br /> a. Business Plan <br /> b. Location <br /> c. Financing <br /> d. Planning&Zoning/Permits, etc. <br /> e. Other <br /> 2. Project Financing <br /> a. Use of Funds <br /> b. Source of Funds—bank and other sources <br /> i. Bank—Due diligence and credit worthiness, appraisals, credit checks, financial <br /> analysis, documentation, collection, etc. <br /> ii. Gap Lenders—Job Creation, Economic Impact, Risk Analysis <br /> 3. BLADC Services <br /> 4. Lending Processes and Decisions <br /> Community Development Projects(Original and Revolving Funds) <br /> 1. The Project and Opportunity <br /> a. Location—Downtown, specific neighborhood,etc. <br /> b. Financing availability and terms&conditions <br /> c. Planning&Zoning/Permits,etc. <br /> d. Other <br /> ■ , 2. Project Financing <br /> a. Use of Funds <br /> b. Source of Funds <br /> i. Private contribution <br /> ii. Community Development Funds—Available based on need and willingness to <br /> proceed <br /> 3. BLADC Services/Others Roles—Eligibility and documentation <br /> 4. Fund Processes and Decisions <br /> Future Discussions <br /> • Collateral and Risk <br /> • Upfront vs. pay-as-you-go <br /> • Business Subsidy Policy <br /> • Documentation <br /> • Other <br /> Additional Suggestions included: <br /> • Business Plan Template <br /> • Accountability/Reporting Requirements/Audit Evaluation <br /> • Cost Benefit Analysis <br /> L <br />
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